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Westpac

120,000 bonus Altitude Rewards Points

Westpac Altitude Rewards Platinum Card

Balance transfer

Not Available

Purchase rate

20.99%

Annual fee

$49 1st year

Earn up to 120,000 bonus Altitude Rewards Points> 90,000 Rewards Points in first year if you spend $3k+ on eligible purchases within 90 days of new card approval and an extra 30,000 points after your first eligible purchase in second year. Plus, $49 annual fee card (reverts to $175 thereafter).

HIGHLIGHTS

Discounted annual card fee of $49 for the first year ($175 thereafter).

Main features

Rate type	Rate %	Duration
Balance transfers	-	-
Purchases	20.99% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	-

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee Thereafter	$49 $175	1st year per year
Monthly fee	-	-

MORE INFORMATION

$49 annual fee for the first year ($175 thereafter).

Up to 45 days interest free on retail purchases

20.99% p.a purchase rate

21.99% P.A cash advance rate

Earn points at a higher rate when you use your card with select partners

Get access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover, up to 3 months.

Complimentary cover for international travel insurance, plus extended warranty, purchase protection for up to 4 months and overseas transit accident insurance.

Get advantage of the PartPay feature on your credit card account to split purchases into 4 payments over 6 weeks.

$6,000 - $50000 credit limit.

TERMS & CONDITIONS

For you to get up to 120,000 bonus Altitude Reward Points, you must apply and be approved for a new Altitude Rewards Platinum card between 2nd November 2023 and 30th November 2024. Receive an initial 90,000 bonus points if you spend $3k or more on eligible purchases within 90 days of card approval. These will be credited to your points balance within 12 weeks of meeting this spend criteria. Earn an additional 30,000 bonus points if you keep your account open for more than 12 months and continue to use the card. An additional credit card can be issued on the primary cardholder’s account to any nominated person. Interest free period is available when you pay the Closing Balance.

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