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Westpac

Get up to $250 Cashback when you take out a new Low Rate credit card. New cards only. T&Cs and exclusions apply.

Westpac Low Rate Credit Card

Balance transfer

0% for 28 months

Purchase rate

13.74%

Annual fee

$59 per year

Get $50 cashback for each month you spend $1,000 or more on eligible purchases in the first 5 months. Eligibility criteria and T&Cs apply.

HIGHLIGHTS

Get personalised cashback offers sent directly to your email with Westpac Extras.

Benefit from a low interest rate of 13.74%.

Main features

Rate type

Rate %

Duration

Purchases

13.74% p.a.

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	$0

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$59	per year
Monthly fee	-	-

MORE INFORMATION

Westpac Low Rate Card features and benefits:

Low ongoing annual card fee of $59.

Get up to $250 cashback, with $50 cashback available for each month you spend $1,000 or more on eligible purchases in the first 5 months.

$1000 minimum credit limit

Up to 55 days interest free on purchases.

TERMS & CONDITIONS

The $250 cashback offer is available when you apply and are approved for a new Low Rate credit card between 1st February 2023 and 1st November 2023. $50 cashback will be awarded for every month (statement period) $1,000 or more is spent on eligible purchases for the first 5 statement periods from card approval.

55 days interest free is only applicable when you pay your balance in full by the due date.

New cards only. Eligibility criteria and T&Cs apply.

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