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Westpac

Get up to $350 Cashback when you take out a new Low Rate credit card with a $59 annual fee.

Westpac Low Rate Credit Card (Cash back offer)

Balance transfer

0% for - months

Purchase rate

13.74%

Annual fee

$59 per year

Get $50 cashback for each month you spend $1,000 or more on eligible purchases in the first 7 months from card approval

HIGHLIGHTS

The Low Rate Card is a straightforward option for anyone looking to manage their spending without complex reward schemes or hidden costs. A low $500 minimum limit, low standard purchase rate of 13.74.99% P.A and interest free period of up to 55 days helps to keep your spending (and fee paying) under control with complimentary additional card for family members.

Main features

Rate type	Rate %	Duration
Balance transfers	-	-
Purchases	13.74% p.a.	-

Fees

Fee type	Fee %	Min fee $
Cash advances	3%	$0

Fixed Fees

Fixed fees	Fee $	Fee amount
Annual fee	$59	per year
Monthly fee	-	-

MORE INFORMATION

Westpac Low Rate Card features and benefits:

Low ongoing annual card fee of $59.

Get up to $350 cashback, with $50 cashback available for each month you spend $1,000 or more on eligible purchases in the first 7 months.

$500 minimum credit limit

Up to 55 days interest free on purchases.

TERMS & CONDITIONS

The $350 cashback offer is available when you apply and are approved for a new Low Rate credit card between 31st October 2024 and 30th April 2025. $50 cashback will be awarded for every month (statement period) $1k or more is spent on eligible purchases for the first 7 statement periods from card approval.

55 days interest free is only applicable when you pay your balance in full by the due date.

New cards only. Eligibility criteria and T&Cs apply.

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