Balance transfer
Purchase rate
Annual fee
Get $50 cashback for each month you spend $1,000 or more on eligible purchases in the first 5 months. Eligibility criteria and T&Cs apply.
Get personalised cashback offers sent directly to your email with Westpac Extras.
Benefit from a low interest rate of 13.74%.
Main features
Rate type | Rate % | Duration |
---|---|---|
Purchases | 13.74% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | 3% | $0 |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | $59 | per year |
Monthly fee | - | - |
Westpac Low Rate Card features and benefits:
Low ongoing annual card fee of $59.
Get up to $250 cashback, with $50 cashback available for each month you spend $1,000 or more on eligible purchases in the first 5 months.
$1000 minimum credit limit
Up to 55 days interest free on purchases.
The $250 cashback offer is available when you apply and are approved for a new Low Rate credit card between 1st February 2023 and 1st November 2023. $50 cashback will be awarded for every month (statement period) $1,000 or more is spent on eligible purchases for the first 5 statement periods from card approval.
55 days interest free is only applicable when you pay your balance in full by the due date.
New cards only. Eligibility criteria and T&Cs apply.