There are 38 private health funds in Australia, plus a number of different health insurance providers such as Qantas who offer health cover under their brand, but the actual product is provided on behalf of a health fund.

Health funds can be open - where all adults in Australia can apply - or restricted. These restricted funds are only open to certain professions or unions, and their immediate families.

We've listed Australia's main health funds below, along with an in-depth profile of the fund to help you decide what's right for you. Any insurer with a green tick is on our panel. Or if you just want to get started, compare health insurance providers now.