Balance transfer
Purchase rate
Annual fee
Earn 120,000 bonus Velocity Points, 90,000 Velocity Points in 1st year if you spend 6k on eligible purchases within 120 days of new card approval and an extra 30,000 points after your first eligible purchase in your 2nd year.
Earn 120,000 bonus Velocity Points
Earn .75 Altitude Points per dollar spent on all other eligible purchases
Main features
Rate type | Rate % | Duration |
---|---|---|
Balance transfers | - | - |
Purchases | 20.99% p.a. | - |
Fees
Fee type | Fee % | Min fee $ |
---|---|---|
Cash advances | 3% | - |
Fixed Fees
Fixed fees | Fee $ | Fee amount |
---|---|---|
Annual fee | $295 | per year |
Monthly fee | - | - |
Up to 45 days interest free on retail purchases
20.99% P.A standard interest rate thereafter
21.99% P.A cash advance rate
0.75 pts per $1 Uncapped Velocity Points earn rate on eligible purchases.
Complimentary Economy X Seat Upgrade Vouchers each year
Complimentary domestic Virgin Australia lounge passes per year
Complimentary insurance covers including overseas travel, extended warranty and purchase protection
$15,000 - $75000 credit limit.
To be eligible for up to 120,000 Velocity Points, you must apply and be approved for a new Altitude Velocity Black credit card between 2nd November 2023 and 30th November 2024. The earning and redemption of Velocity Points are subject to the T&Cs. 45 days Interest free period.