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Earn 120,000 bonus Altitude Points on $6000 spend within 120 days eligible purchase.

Westpac Altitude Velocity Black

Balance transfer

Not Available

Purchase rate

20.99%

Annual fee

$295 per year

Earn 120,000 bonus Velocity Points, 90,000 Velocity Points in 1st year if you spend 6k on eligible purchases within 120 days of new card approval and an extra 30,000 points after your first eligible purchase in your 2nd year.


HIGHLIGHTS

Earn 120,000 bonus Velocity Points

Earn .75 Altitude Points per dollar spent on all other eligible purchases


Main features

Rate typeRate %Duration
Balance transfers
--
Purchases20.99% p.a.-

Fees

Fee typeFee %Min fee $
Cash advances3%-

Fixed Fees

Fixed feesFee $Fee amount
Annual fee
$295
per year
Monthly fee--

MORE INFORMATION

Up to 45 days interest free on retail purchases

20.99% P.A standard interest rate thereafter

21.99% P.A cash advance rate

0.75 pts per $1 Uncapped Velocity Points earn rate on eligible purchases.

Complimentary Economy X Seat Upgrade Vouchers each year

Complimentary domestic Virgin Australia lounge passes per year

Complimentary insurance covers including overseas travel, extended warranty and purchase protection

$15,000 - $75000 credit limit.


TERMS & CONDITIONS

To be eligible for up to 120,000 Velocity Points, you must apply and be approved for a new Altitude Velocity Black credit card between 2nd November 2023 and 30th November 2024. The earning and redemption of Velocity Points are subject to the T&Cs. 45 days Interest free period.