You ask is our regular feature where we take common questions Australians are searching for and give a simple, clear answer.

Today's question is around health insurance for visitors to Australia. With borders around the world opening and travel returning (almost) to normal – a lot people are wondering what insurance you need to come to our big island.

Here's one answer.

Here's what you need to know:

Going deeper:

• The Home Affairs Office says that, "​You are financially responsible for any health care debts you incur in Australia. We might consider any outstanding health debts you have if you apply for a visa in future."

• On top of this the Office adds, "... a person (who) is not covered by an appropriate level of private health insurance cover, as a non-resident and non-citizen of Australia, a person will be considered a private patient and will be required to pay any costs themselves at the time of treatment. "

• There are six different types of visas to Australia, and each has a different health insurance requirement. Medibank says that you will need to have proof that you have purchased health insurance to cover your medical, hospital and ambulance needs to secure your visa.

• It's important that you read the fine print and consult a health insurance expert to make sure you have picked the right cover for your situation.