Personal Finance & Expert Analysis

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Easy-to-understand explanations of all things personal finance so you can make more informed choices.

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Home Loans

Could 2025 be your year to break into the property ladder?

by Jenny Dikranian

Albo has announced some changes to the Home Guarantee scheme from 1 October 2025 to help first home buyers. Here’s a breakdown.

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Health Insurance

Would you like to work a four-day week with no change to your pay?

by Nicole Pedersen-McKinnon

Imagine having the option to work a four-day week with no change to your pay. Learn how this movement is gaining momentum.

Home Loans

What happens if interest rates change when you're refinancing?

by Gillian Clive

You’re in the middle of refinancing your home loan and a rate change is on the cards – what does that mean for your application?

Credit Cards

Why the RBA's push to ban card surcharges is a welcome move for consumers

by Lel Smits

Tired of those extra charges you're paying for the convenience of using your card? So is the RBA. Here’s what they’re proposing.

Expert analysis in your inbox

Our team help make it easy to understand how the news headlines affect your bank balance. Sign up for our weekly newsletter.

Insurance

Health Insurance

From international student to graduate: how my health cover changed

by Shubham Pandey

I thought I had health cover… then my student visa ended. I found out the hard way how Australia’s health insurance system works.

Health Insurance

What you should know about getting private health insurance after 31

by Hannah Blackiston

If you’re 31 plus and worried you’ve left it too late to get private health insurance, talk to our experts – like Hannah did.

Health Insurance

Are you avoiding medical appointments due to the costs?

by Bianca Knoechel

Our research shows more Aussies are avoiding medical appointments and missing out on care due to the rising costs of healthcare.

Life Insurance

Could this type of life insurance save your arse… and your back pocket?

by Lisa Varker

Discover how TPD insurance helped Mick manage his finances when he could no longer do his dream job of working with horses.

Loans and Credit

Home Loans

Want to know the smartest ways to use rate cuts to your advantage?

by Nicole Pedersen-McKinnon

Keen to pay off your mortgage as soon as you can and save thousands along the way? Here are three strategies that may help you.

Home Loans

Could 2025 be your year to break into the property ladder?

by Jenny Dikranian

Albo has announced some changes to the Home Guarantee scheme from 1 October 2025 to help first home buyers. Here’s a breakdown.

Savings & Investments

Money secrets: could these mistakes be costing you thousands of dollars?

by Nicole Pedersen-McKinnon

Want to know the biggest money mistakes Aussies are making? We countdown the top five – and how to turn them around.

Home Loans

When is it a good idea to use a bridging loan?

by Gillian Clive

Bridging loans can ‘bridge that finance gap’ when you buy your dream home but haven’t sold your current one. Is it right for you?

Utilities

Energy

Are you ready to find a better electricity plan?

by Paul Coughran

Received comms from your electricity retailer about the 1 July price increase? Here’s how to take charge of the current situation.

Energy

Which cost-of-living issue is driving your vote in the 2025 federal election?

by Kate Browne

From housing affordability to health care and energy, discover the key issues which may influence voting come election time.

Energy

How much will you be paying for electricity from 1 July?

by Paul Coughran

With the draft DMO and VDO released, electricity prices are set to jump up on 1 July. Find out what this means for your household.

Energy

Bill Stress Index: Aussie households feel the heat on energy costs

by Jenny Dikranian

Our November Bill Stress Index shows energy bills are causing the most stress. Here’s what else we’re feeling the heat on.

Savings and Super

Savings & Investments

Could the financial decisions you make out of FOMO backfire?

by Salena Kulkarni

Has a friend or family member made smart financial moves that made you want to copy them? Here’s why financial FOMO can hurt you.

Savings & Investments

Want to know how to choose a financial adviser you can trust?

by Lel Smits

Choosing the right financial adviser can make all the difference in growing your money. How do you find one you can truly trust?

Savings & Investments

How to get more bang for your buck with the 'cost per use' method

by Emma Edwards

Do you ever use the ‘cost per use’ method to work out if you’ll get your money's worth from a purchase? Here how it can help you.

Savings & Investments

How can you turn a pay rise into real financial progress?

by Salena Kulkarni

Getting a pay rise is progress, but if you keep over spending, you’re back to square one. Here’s how to make extra income count.

Life events

Home Loans

What can you do if your property won't sell?

by Gillian Clive

There are many reasons why a property might not sell. If you find yourself in that situation, here’s how to flip things around.

Savings & Investments

What’s financial literacy and why is it important for the next gen?

by Lel Smits

Beyond what schools teach, how can you be a good financial role model for your children? Discover smart money habits for life.

Superannuation

Why are Aussies going back to work after retirement?

by Cheena Zoega

More Aussies are working again after retirement, and it’s not always for the money. Find out why we’re heading back to work.

Home Loans

Can your name be added to a property title if you're not an owner?

by Helen Baker

If you financially contribute to a home purchase but aren’t on the title, is it worth adding your name later? Here’s what matters.

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